company credit check your customers

Reduce risk - check your customer's credit score

Protect your business and reduce risk in your cashflow by knowing the financial stability of your customers.

Check a UK company credit score, get alerts on your customer's credit position and monitor their payment performance. Get started by creating your free account

 

Company credit check Our instant company credit reports are powered by Experian.

Spot risks early with alerts to changes in your profile

Get reports instantly

Credit risk indicators on 20 companies free

Protect your cash flow

Protect your business by running UK company checks. 

Reduce risk with regular updates on your customer's payment performance and credit position, in one place.

Make sure your business is protected. Add this crucial first step to your workflow so you can know who you're working with. 

pro features

Keep on top of customer risks before they affect your cashflow

Free

Check if you have risks with up to 20 customers

Free

Pro

Company credit check with Experian credit profile for up to 100 customers

£24/month (plus VAT)

Want to 5x your risk reducing firepower?

Check out what features your company  can use with Pro

Protect your cash flow and win better clients

  • Know the credit score of the businesses you sell to

  • Get alerts on changes to their creditworthiness

  • Monitor your customer's payment performance

  • Get a business credit score consultation with a specialist

71% of businesses don't keep track of their credit score - start checking yours for free here

Check credit score

HOW capitalise for business WORKS

1
Credit Profile
  • Get full access to the information lenders will look at about your company
  • Understand how likely your company is to get approved for funding
  • Track the funding you already have and find out how much more you can borrow
2
Improve Business Credit Rating
  • Monitor the factors impacting your score, both positive and negative
  • Get tips on how to improve your credit score
  • Connect with a specialist
3
Match With Funding
  • Start a funding search of over 100 trusted lenders
  • Find funding that’s a better fit from the most suitable lenders
  • Apply to four lenders with one simple form and track all your applications
4
Check Another Company's Credit Score
  • Risk check your customers or suppliers
  • Understand customer risks to your cashflow
  • Get alerts when new risks are detected

Find funding for your business.
Choose from over 100 providers.

See what else you can do with capitalise for business

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Frequently asked questions

Checking a company’s credit score is easy with Capitalise for Business. Simply head to the Monitor Risks tab of your account, tell us which company you want to check and we’ll do the rest. Company checks like this are anonymous and leave no trace.

If you have a free Capitalise for Business plan, you can check the credit risks of 20 customers without paying a penny. By upgrading to a Pro plan, you’ll unlock the full Experian credit profiles of 100 customers –as well as a wide range of extra features and benefits – for a monthly subscription of just £29 (excl VAT).

You can find information about the financial health of the companies you work with to understand whether it’s a risk to work with them. For example, if there’s a chance that they won’t be able to settle invoices. The financial health factors you’ll have access to include:

  • Your customer’s credit score and how it compares to similar businesses
  • The maximum credit limit they’re eligible for
  • Whether there are any legal notices against the business
  • Their payment performance, for example if it’s consistent
  • Any risks you should know about such as a recent drop in credit score

With Capitalise for Business Pro, you can check your exact business credit score any time you like just by logging into your account (as part of your detailed credit profile). You’ll also get a notification any time your credit score changes. If you have a free Capitalise for Business account, you’ll always know what range your credit score is in. We’ll also tell you whether lenders consider your score low, average or high risk and how that compares to other businesses in your industry.

When you check and monitor a company through Capitalise for Business, you’ll see:

  • Their credit score and how it compares to similar businesses
  • The maximum credit limit they’re eligible for
  • Whether there are any legal notices against the business
  • Their payment performance, for example if it’s consistent
  • Any risks you should know about such as a recent drop in credit score

It’s useful to know the credit scores of companies you work with because it tells you a lot about their financial health. If a customer has a high credit score, for example, their finances are in good shape. You’ll know how much credit you can comfortably offer them and feel more confident in their ability to settle invoices.

No, you don’t need permission to credit check a company. We partner with Experian to access credit data on your behalf. Credit checks through Capitalise for Business are anonymous and leave no trace. This means that their rating won’t be affected and your business won’t be linked to the credit check.