✅ Detect potential credit risks to your business
✅ Know your customer’s business credit scores
✅ Receive suggested credit limits to offer your customers and suppliers
✅ Check for any legal notices recently registere
Make informed decisions Knowing the credit scores of the businesses you work with means that you can understand their financial position, so that you can make more informed decisions.
Reduce risk to your business with regular updates on your client's payment performance and credit position.
Spot red flags of potential late payments, such as paying late elsewhere, or a legal notice registered, to better protect your business.
Do you know if your customers have any legal notices or County Court Judgements (CCJs) against their business? Are they financially stable? Do they have a solid business credit score and history? When working with other businesses, it’s not clear if they will pay you on time, which can put your business’ cash flow at risk.
Running company credit checks gives you all this information upfront, so you can make informed decisions before you start working together.
The creditworthiness of the businesses you work with can impact how you do business. Offering credit to a company with a poor credit score may impact the likelihood that you’ll get paid on time, affecting operations up and down your supply chain.
If a company you work with has an unpaid CCJ, it’s likely that they owe money elsewhere. This could impact their ability to meet the payment terms you agreed to. Wouldn’t it be useful knowing this before you send that first invoice?
Identifying early warning signs of late payments or potential insolvency from your customers and partners helps you protect your business. With this information, you can implement stronger credit control measures, like choosing not to work with high-risk customers, avoiding credit extensions, or adjusting payment terms.
Spot risks early from the businesses you work with
3 full company credit checks. For companies up to 2 years old
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See company credit scores and the risk band those businesses sit in
Spot emerging risks such as any previous legal notices registered
Know if you’re likely to get paid on time by viewing their credit score history
Get instant alerts to changes in their creditworthiness
Use suggested credit limits to make informed decisions about the credit amounts you offer
Protect your cash flow by offering payment terms based on a company’s actual creditworthiness
Spot legal issues like County Court Judgements (CCJs) to avoid working with businesses in financial trouble.
Access publicly filed accounts to evaluate financial health and business performance.
Stay informed with important company details like their incorporation date and registered address.
Track leadership changes by seeing when new directors are appointed, helping you understand any shifts in direction.
Download detailed company credit reports to keep on file
Easily access past credit reports whenever you need them for future reference
Save time by having all information in one easily accessible place.
Get your business credit score professionally reviewed by Experian and see if you can boost it.
Track and improve your business credit score, get started for free
Get matched with the right lenders for your business with a single search.
Check the credit profiles of up to 20 companies for free. Sign up today.
Yes! With a Capitalise for Business account, you can check the credit profiles of up to 20 companies for free. This gives you a basic overview of their risk profile. To access a full credit report, including a company's business credit score and credit limit, simply upgrade to one of our paid plans. Our plans are monthly and you can cancel at any time.
To check a company's full credit profile, including their credit score, simply use a Capitalise for Business paid plan, starting at just £19 per month.
All you need is the company’s name or registration number. Simply log into your Capitalise account, enter the details, and you’ll be able to view the full credit report for that company.
When you credit check a company, you can access key financial information, including:
No, you don’t need permission to credit check another company. Credit checks through Capitalise for Business are anonymous and leave no trace. We partner with Experian to access credit data on your behalf. This means that the rating of the company you check won’t be affected and your business won’t be linked to the credit check.
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