Check company credit scores. Reduce risk in your business.

✅ Detect potential credit risks to your business

✅ Know your customer’s business credit score

✅ Suggested credit limits to offer your customers and suppliers

✅  Check for any legal notices recently registered


Check a company Monitor up to 100 businesses with Experian company credit checks
Capitalise for business platform

Check UK company credit scores

Full credit profiles, powered by Experian

Alerts of any adverse credit information

Reduce late payments

When you’re working with other businesses, you may not always know whether they’re going to pay you on-time. Leaving your business’ cash flow open to risks.

Do you know whether your customers have legal notices or a CCJ registered to their business? Are they financially stable? Do they have a good business credit score and history? 

When you run a company credit check, you’ll know all this information before you even start working together. 

Capitalise company credit check service

Protect your whole supply chain

Other people’s poor credit poses risks to how you do business. Offering credit to a business with a poor credit score, may impact the likelihood that you’ll get paid on time, impacting operations up and down your chain. 

If a company you work with has an unpaid CCJ, it’s likely that they owe money elsewhere. This could impact their  ability to meet the terms you agreed. Imagine knowing that before sending your first invoice. 


Improve your credit control 

Spot early warning signs of late payment or risk of insolvency from your customers and partners to better protect your business. Implement more effective credit control for your business: 

  • Check the credit score of businesses, before you work with them
  • See any unresolved legal notices they have registered
  • Get notifications on changes to their business credit profile
  • Make data-driven decisions about the credit terms you can offer
Tool to check other company credit score


Spot risks early from the businesses you work with


Instant risk assessment on up to 20 companies.


Sign up free


3 full company credit checks. For companies up to 2 years old

£19/month (plus VAT) 

Learn more


10 companies with credit checks plus a full credit profile for your own company.

£24/month (plus VAT)

Learn more


Your full credit profile plus 100 credit checks. Ideal for finance and compliance teams looking for a risk management tool.

£59/month (plus VAT)

No credit card required or annoying sales calls. Free to signup and try.

How it works

a credit score dial
Quickly check company credit scores
check icon See company credit scores and the risk bracket those businesses sit in
check icon Spot emerging risks by monitoring any credit score changes
check icon Know if you’re likely to get paid on time by viewing their credit score history
Monitor any ongoing risks that could affect your business
check icon Check company credit history and any legal notices for your customers or suppliers
check icon Spot any legal notices such as County Court Judgements against businesses to ensure they are not heading into financial trouble
check icon View suggested credit limits to help you make informed decisions about the credit terms you offer
Capitalise credit risk manager tool
Capitalise online tool to check company data
See director information and the last set of filed accounts of the companies you work with
check icon Know your customer or supplier’s current trading status
check icon View their publicly-filed accounts
check icon Check key company data like incorporation date and registered address
check icon See when directors were appointed
Download company credit reports to make more informed decisions
check icon Download their company credit report to keep on file
check icon Archive companies you were previously monitoring credit risks
Downloadable credit report

Spot the early warning signs you might get paid late by checking your customer's credit score

Get started free

Why run company credit checks?

  • Understand the financial position of the businesses you deal with, before you start working with them. 
  • Reduce risk to your business with regular updates on your client's payment performance and credit position, in one place.
  • Spot red flags of potential late payments, such as paying late elsewhere, or a legal notice registered, to better protect your business.  
Tool to check other business financial position

Protect your cash flow with credit checks

  • Know the credit score of the businesses you work with

  • Get alerts on changes to their creditworthiness

  • Monitor your client's payment performance

  • Get a business credit score consultation with a specialist

Man looking at other company credit score

71% of businesses don't keep track of their credit score - start checking yours for free here

Check your business credit score

See what else you can do with capitalise for business

Check out these other features

What shows on a company credit check?

  • Payment history 

See a company’s payment history over 12 months to understand if they typically pay on time.

  • Company credit limit 

View the suggested credit limit to set realistic credit terms and know if you’re overextending to a customer. 

  • Business credit score

Check a business’ full credit score, showing how creditworthy they are and the level of risk associated working with them. 

  • Legal notices 

Spot any adverse information such as a CCJ registered or a Gazette notice, key indicators that a company is in financial difficulty. 

  • Company ownership 

Know exactly who you’re doing business with. View shareholder details, allotted share capital for shareholders and details of the group structure.

  • Financial accounts information 

Understand revenue trends, profitability, and debt levels to make a strategic decision regarding a new partnership or customer.

Frequently asked questions

Checking a company’s credit score is easy with Capitalise for Business. Simply head to the "Check a company" tab of your account, tell us which company you want to check and we’ll add that company to your list. Click on the company to view their profile or download their credit profile as a PDF. Company checks like this are anonymous.

If you have a free Capitalise for Business plan, you can check if there are credit risks present without paying a penny. By upgrading to a Pro plan, you’ll unlock the full Experian credit profiles of up to 10 customers –as well as a wide range of extra features and benefits – for a monthly subscription of just £24/month (excl VAT). For larger firms, you can acess up to 100 customer credit checks for £59/month with our Enterprise plan.

You can find information about the financial health of the companies you work with to understand whether it’s a risk to work with them. For example, if there’s a chance that they won’t be able to settle invoices. The financial health factors you’ll have access to include:

  • Your customer’s credit score and how it compares to similar businesses
  • The maximum credit limit they’re eligible for
  • Whether there are any legal notices against the business
  • Their payment performance, for example if it’s consistent
  • Any risks you should know about such as a recent drop in credit score

With Capitalise for Business Pro, you can check your exact business credit score any time you like just by logging into your account (as part of your detailed credit profile). You’ll also get a notification any time your credit score changes. If you have a free Capitalise for Business account, you’ll always know what range your credit score is in. We’ll also tell you whether lenders consider your score low, average or high risk and how that compares to other businesses in your industry.

When you check and monitor a company through Capitalise for Business, you’ll see:

  • Their credit score and how it compares to similar businesses
  • The maximum credit limit they’re eligible for
  • Whether there are any legal notices against the business
  • Their payment performance, for example if it’s consistent
  • Any risks you should know about such as a recent drop in credit score

It’s useful to know the credit scores of companies you work with because it tells you a lot about their financial health. If a customer has a high credit score, for example, their finances are in good shape. You’ll know how much credit you can comfortably offer them and feel more confident in their ability to settle invoices.

No, you don’t need permission to credit check a company. We partner with Experian to access credit data on your behalf. Credit checks through Capitalise for Business are anonymous and leave no trace. This means that their rating won’t be affected and your business won’t be linked to the credit check.

There are three credit bureaus for business credit scores, these are Equifax, Experian and Dun and Bradstreet. At Capitalise, we partner with Experian to make it easy for you to check your own business credit profile and check the companies you work with.