Compare a huge range of tailored business loans today from industry-specific lenders.
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What Business Loans Are Available?
The type of business loan and provider that you choose will play a big part in determining how much you can borrow, the repayment terms, and any securities that may or may not be needed. Each lender has their own acceptance criteria when it comes to issuing business loans which is why we'll work on your behalf to unearth finance partners who are best suited to your organisation.
Have you been refused a business loan elsewhere due to bad credit? The good news is that there's no need to panic. We partner with a number of specialist lenders who take a more sympathetic underwriting approach to those with a history of poor or little credit.
Or give us a call today on 0203 696 9700.
How Do Business Loans Work?
There are a number of variables which can be adapted to meet the individual needs of each borrower that we assist. Whilst of course they all follow the basic principle of capital being lent and repaid, highlighted below are just some of the options which can be tailored to help you find an ideal financing solution:
Assets, property and even share options can be used as security when it comes to applying for business loans. Offering collateral will reduce the overall risk to the lender, resulting in higher chances of acceptance and the possibility of more competitive rates. It's well worth remembering that taking on a secured loan could put these assets at risk should you be unable to make your repayments.
Whether you need a one month loan to see you through a temporary dip in revenue or a longer term option over several years to support an extended period of growth, the term of your loan will largely determine how much you repay each month.
Each lender takes their own approach to underwriting and, whilst mainstream lenders are always happy to consider applications from SMEs, it can sometimes pay dividends to work alongside an independent or alternative financing partner. At Capitalise, we work with both to help provide you with the depth of choice needed to quickly secure a fantastic rate.
Start your journey with Capitalise today by registering your business profile online and, depending on the type of loan you need, you could have a decision from our lenders within as little as 24 hours.
With so many business loans currently available in the UK lending market, it can be incredibly time consuming and stressful trying to work out which providers and loan options are going to be of the greatest benefit to your organisation.
We work with many of the UK's leading mainstream and independent providers of business loans to help ensure that you'll always have access to reputable, trustworthy providers at highly competitive rates.
Creating your Capitalise profile can take as little as 3 minutes, at which point our intuitive loan matching platform will make a thorough assessment of your lending requirements and present to you a range of suitable finance partners who have a proven track record of lending to businesses just like yours.