Our specialist lenders will be more than happy to share their experiences of lending within your sector, providing you with a wealth of knowledge to help you make the right decision for your business.
Whether you're looking to purchase new tractors, combine harvesters, crop sprayers or even solar panels, asset finance can help you to avoid a hefty initial outlay by spreading payments over a number of months or years. You can even arrange to simply lease the product from your lender meaning that you won't be left with outdated equipment at the end of the repayment term.
If you find yourself supplying products to customers but financially suffering as a result of late invoice payments then consider invoice discounting and invoice factoring as an option. Advance up to 95% of your outstanding invoices and bridge the cash flow gap that can restrict your agricultural activities.
From animal feed and bedding to staff wages and utility bills, working capital finance is designed to assist you with the daily running costs of your farm. The money can be used for almost any business purpose with payment terms designed to fit in with your seasonal cash flow cycle.