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Product focus: Property finance flow

We've launched a brand new application process for Property finance matching each situation with the most appropriate lender

Mike Cass Aug 20, 2020

 

Property market overview

 

The total value of UK housing stock hit a record £7.39tn at the end of 2019, showing a £101.8bn (1.4%) gain for the year, with 40% of that value uplift attributed to new home development. 

 

Are businesses missing a key source of funds? 

 

The Bank of England estimates that 53% of this housing stock is unencumbered, with 47% mortgaged. This suggests that approximately a sixth of the housing market is occupied by private renters and are therefore classed as Buy-to-let, revealing a huge potential market for secured lending - both regulated and unregulated.

As we look optimistically towards recovery and CBILS, along with other government-sponsored schemes, reaches maturity, there can be no doubt that property-backed and secured lending will be some of the most resilient forms of funding on offer to businesses. Here at Capitalise, we’re committed to opening up this source of capital on our marketplace.

 

Property finance lenders on our marketplace

 

There are around 340 regulated mortgage lenders and administrators - with many more sitting in the unregulated market. 

We have access to a full range of unregulated property lending on our platform, across Commercial Mortgages, Commercial Investment, BTL & BTL Portfolios, Bridging Loans, Structured Asset Finance, Development Finance and Mezzanine Finance.

Applying for Property Finance on Capitalise


We’ve been working on our Property finance application process to make sure that we match the most suitable lenders to each application. There is no longer a need to fill out multiple forms or approach multiple lenders. In true Capitalise way, our in-house property and secured lending specialists are also available to support through the process. 

The new Property Finance flow has been directly embedded into the questionnaire on the platform and refines the list of property lenders based on the given situation to make sure that each applicant is matched with lenders who can service their specific lending requirements.
 

 

If you're looking for more information from the world of funding, debt recovery and Capitalise, we're running regular webinars with UK lenders, UK market briefings, motivational presentations by thought leaders outside the accounting realm and more. 

 

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