Compare lenders who really understand retail and wholesale businesses.

Or give us a call today on 020 3696 9700.
We're ready to help.

finance solutions for retail

If you're in retail, you don't need anyone to tell you how tough it can be when it comes to money and making sure your business has the right sort of financial backing to really make things happen.

Whether you're a newsagent, clothes shop or specialist retailer, traditional lenders have a track record of insisting on perfect credit scores, and we know that in the real world, this isn't always the case.

However, funding could be available to enable you to move your business to the next level.  Capitalise can help you find lenders who specialise in the retail industry.

WHY capitalise

achieve a smooth and reliable cash flow

As a wholesaler, you'll apprecaite the importance of cashflow.  A customer places an order that you cannot fund, a frequent situation of many brands and importers. The supplier can’t offer favourable terms, so you are in danger of not being able to deliver the order. There is an inherent cash flow gap between paying suppliers and getting paid from customers.


At Capitalise, we've partnered with institutional lenders who specialise in providing finance to the retail sector.  Our platform uses technology that matches the most appropriate lenders to your business's requirements, which means you have the best possible chance of securing funding.


So while we concentrate on sourcing a lending partner, it allows you more time and space to get on with the real matter of keeping your business on track.  With Capitalise, you could use additional funding for renovation costs, inventory purchases, staffing costs or advertising.

We can match you with lenders who understand exactly how your business works, to ensure you have the funding required to grow your business.  Whatever your funding requirement, Capitalise can help.

Tell us what you need and we'll do the rest.  We search our database of specialist institutional lenders and match you with those who focus on financing retail businesses.  You then choose who to work with.
answer a few questions
view list of suitable lenders
select preferred lenders

what we offer

Our partners can offer a range of business loan options. We are specialists in retail finance, offering a full range of lending options.

Our partners can offer a range of finance options including:

  • If you want to invest in new equipment, but don't have the funds, asset finance could be a cost effective way to fund purchases and spread the cost of equipment over its economic life.  We have lenders specialising in hire purchase, leasing and refinancing.

  • Invoice finance allows you to use your business invoices to get paid up to 95% of their outstanding amount up-front.  Payment can be quick with invoice finance - usually in under 24 hours, once approved for the facility.

  • merchant cash advance also offers quick access to capital and is an established alternative to traditional bank loans.  You use your credit card transactions to secure funding - and pay back a small percentage when your customers pay with a credit or debit card.

  • With trade finance, you use your purchase orders to get funding.  Our lenders will fund your suppliers upfront based on confirmed orders and finished goods.  Funding can be received in a few business days, once approved for the facility.

  • Working capital finance is intended for everyday business costs such as salary payments.  Working capital loans are an easy and hassle-free way to secure funding and again, once approved for a working capital loan, funding can be received in just a few business days.


  • Agriculture
  • Automative
  • Business Services
  • Construction
  • Courier
  • Distribution
  • Financial Services
  • Haulage
  • Health/Care
  • Hotel/Guest House/Public House
  • Import/Export
  • IT Related
  • Manufacturing
  • Print/Publishing
  • Professional Services
  • Property
  • Recruitment
  • Retail
  • Security Services
  • Trade
  • Transportation
  • Wholesale
insights from capitalise