Check any UK company's credit score

Check my business credit score

  • My business credit score, powered by Experian
  • Tips on how to improve my score
  • Any risk factors affecting credit profile


Check my score

Check a UK ltd company's score

  • Full credit score on 100 companies*
  • Check if a company is paying on time
  • Full breakdown of risks to you

*Company credit checks start at £19/month

Check company score

Spot risks early with alerts to changes in your profile

See all factors affecting your business credit score

Risk indicators on up to 100 companies you work with

Do more when you track your business credit score

  • Negotiate better terms with suppliers
  • Win more contracts with bigger clients
  • Access affordable funding with ease
  • Get ahead of risks and opportunities
Platform to track your business credit score

HOW capitalise for business WORKS

Business credit profile
check icon Get full access to the information lenders will look at about your company
check icon Understand how likely your company is to get approved for funding
check icon Track the funding you already have and find out how much more you can borrow
Improve Business Credit Rating
check icon Monitor the factors impacting your score, both positive and negative
check icon Get tips on how to improve your credit score
check icon Connect with a specialist
Match With Funding
check icon Start a funding search of over 100 trusted lenders
check icon Find funding that’s a better fit from the most suitable lenders
check icon Apply to four lenders with one simple form and track all your applications
Check Another Company's Credit Score
check icon Risk check your customers, suppliers or competitors
check icon Understand company risks to your cashflow
check icon Get alerts when new risks are detected

Protect your cash flow and win better clients

  • Know the credit score of businesses like yours

  • Get alerts on changes to their creditworthiness

  • Monitor your competitor's payment performance

  • Get a business credit score consultation with a specialist


Spot risks early and boost your balance sheet with better funding


A good place to start understanding your company credit profile.



Perfect for all UK companies under 2 years old.

£19/month (plus VAT) 

Select Startup


Your full credit profile plus 10 company credit checks.

£24/month (plus VAT)

Select Pro


Your full credit profile plus 100 credit checks.Ideal for finance and compliance teams looking for a risk management tool.

£59/month (plus VAT)

Select Enterprise

Protect your cash flow

Protect your business by running UK company checks. 

Reduce risk with regular updates on your competitor's payment performance and credit position, in one place.

Make sure your business is protected. Add this crucial first step to your workflow so you can know who you're working with. 

71% of businesses don't keep track of their credit score - start checking yours for free here

Check credit score

Find funding for your business.
Choose from over 100 providers.

See what else you can do with capitalise for business

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Frequently asked questions

Checking a company’s credit score is easy with Capitalise for Business. Simply head to the "Check a company" tab of your account, tell us which company you want to check and we’ll add that company to your list. Click on the company to view their profile or download their credit profile as a PDF. Company checks like this are anonymous.

If you have a free Capitalise for Business plan, you can check if there are credit risks present without paying a penny. By upgrading to a Pro plan, you’ll unlock the full Experian credit profiles of up to 10 customers –as well as a wide range of extra features and benefits – for a monthly subscription of just £24/month (excl VAT). For larger firms, you can acess up to 100 customer credit checks for £59/month with our Enterprise plan.

You can find information about the financial health of the companies you work with to understand whether it’s a risk to work with them. For example, if there’s a chance that they won’t be able to settle invoices. The financial health factors you’ll have access to include:

  • Your customer’s credit score and how it compares to similar businesses
  • The maximum credit limit they’re eligible for
  • Whether there are any legal notices against the business
  • Their payment performance, for example if it’s consistent
  • Any risks you should know about such as a recent drop in credit score

With Capitalise for Business Pro, you can check your exact business credit score any time you like just by logging into your account (as part of your detailed credit profile). You’ll also get a notification any time your credit score changes. If you have a free Capitalise for Business account, you’ll always know what range your credit score is in. We’ll also tell you whether lenders consider your score low, average or high risk and how that compares to other businesses in your industry.

When you check and monitor a company through Capitalise for Business, you’ll see:

  • Their credit score and how it compares to similar businesses
  • The maximum credit limit they’re eligible for
  • Whether there are any legal notices against the business
  • Their payment performance, for example if it’s consistent
  • Any risks you should know about such as a recent drop in credit score

It’s useful to know the credit scores of companies you work with because it tells you a lot about their financial health. If a customer has a high credit score, for example, their finances are in good shape. You’ll know how much credit you can comfortably offer them and feel more confident in their ability to settle invoices.

No, you don’t need permission to credit check a company. We partner with Experian to access credit data on your behalf. Credit checks through Capitalise for Business are anonymous and leave no trace. This means that their rating won’t be affected and your business won’t be linked to the credit check.