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Hacina Smaini
Hacina is the Head of the marketing department, she looks after direct acquisition of businesses as well as customer retention, re-engagement and providing marketing support for the accountants.
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Hacina Smaini is the Head of Marketing at Capitalise, where she leads strategic initiatives across customer acquisition, retention, and re-engagement, helping UK small and medium-sized enterprises (SMEs) take control of their business finance and access funding.
With over ten years of experience in Fintech and Financial Services, Hacina is a seasoned marketing leader known for driving growth through digital strategy, performance marketing, and customer-centric campaigns.
Previously, she was Head of Marketing at iwoca Deutschland, the German division of the London-based Fintech lender. There, she reshaped the company’s marketing strategy, built the function from the ground up, and significantly increased digital revenue. An entrepreneur at heart, Hacina also founded Yem’a Paris, a sustainable vegan restaurant in central Paris. Before that, she held senior investment advisory roles at Leonteq Securities, Société Générale, and Natixis, specialising in cross-asset structured products and hedge fund solutions.
Hacina holds a Master’s 2 degree in Finance from Audencia School of Management, studied at Georgia State University J.Mack Robinson Collegue of Business, and holds the Investment Management Certificate (IMC) from CFA UK.
Fluent in French, English, German, Spanish and Arabic, she brings a global perspective and is recognised for her empathetic leadership and passion for scaling mission-driven businesses.
Professional experience
Education
Payments
Business credit scoresScaling credit management as your business grows
HHacina Smaini03 Sep 2026
PaymentsWhat are the advantages and disadvantages of invoice discounting for UK businesses?
HHacina Smaini03 Sep 2026
Business banking8 best business savings accounts UK: 2026 comparison & guide
HHacina Smaini02 Sep 2026
Business credit scoresBusiness credit scores for professional services businesses
HHacina Smaini02 Sep 2026
Business growthEmail marketing for small business owners
HHacina Smaini11 Aug 2026
Case studiesBreaking a debt cycle for a communications sector business
HHacina Smaini10 Aug 2026
Case studiesThe bridge-to-term loan that changed everything for a business
HHacina Smaini10 Aug 2026
Business credit scoresWhat do business credit reports show and how to check yours
HHacina Smaini28 Jul 2026
Business credit cardsHow to maximise rewards from your business credit cards
HHacina Smaini27 Jul 2026
Business credit cardsBest business reward credit cards in the UK (2026 guide)
HHacina Smaini27 Jul 2026
Cash flowHow to calculate net cash flow
HHacina Smaini27 Jul 2026