Asset finance calculator - see how much you can borrow

Why use an asset finance calculator?

Asset finance allows you to spread the cost of purchasing assets over time. Instead of paying a large sum upfront, you make smaller, regular payments. This helps maintain your working capital and keeps your business running smoothly.

Our asset finance calculator takes the guesswork out of the equation, allowing you to:

Budget accurately: Know your monthly payments in advance.
Save time: Quickly compare different financing options from over 100 UK lenders.

Understanding asset finance repayments

Using an asset finance repayment calculator, you can easily see your estimated monthly payments. By entering the amount you wish to borrow, the interest rate, and the loan term, you can quickly estimate your repayment schedule. This tool is essential for effective budgeting and forecasting your business cash flow. 

How does the asset finance calculator work?

Using the loan calculator is straightforward, just follow these steps:

1. Enter the total cost of the asset you wish to finance.

2. Select the duration of the loan term.

3. Adjust the interest rate if necessary

4. The calculator will instantly show you your estimated monthly repayments.

Is an asset finance calculator accurate?

Our asset finance calculator provides close estimates based on the information you input. However, actual loan terms and interest rates can vary due to factors like your business credit score and the exact lender you choose. For a more precise estimate, you can start a funding search with Capitalise. We’ll match you with lenders that best suit your needs and our funding specialists will help you find a product that works for you. If approved, you'll receive all the loan details, so you’ll know exactly how much it will cost each month and in total.

How is your eligibility for an asset finance loan calculated?

Your eligibility for an asset finance loan depends on several factors, including your business’s credit history, financial health, and the value of the asset you wish to finance. By using our calculator, you can get an idea of what you might be able to borrow and prepare for a funding application. 

What types of assets can I finance?

Working with over 100 lenders, Capitalise can help you access finance to cover a wide range of assets.
Here's a list of some common types of assets you can finance:

Vehicles

• Cars, vans, trucks and lorries.

Equipment

• Office equipment including computers, printers, and furniture.

• Manufacturing machinery and tools.

• Construction equipment such as diggers, excavators, and other heavy equipment for construction projects.

Medical equipment

• Diagnostic machines, treatment devices, and other essential healthcare tools.

Agricultural equipment

• Tractors, ploughs, and other farming equipment.

Retail and hospitality equipment

• Cash registers, card readers, and inventory management systems.

• Ovens, refrigerators, and other appliances for restaurants and cafes.