Business car finance and auto loans
In need of a simple and fast solution to finance your next business vehicles?
You can seamlessly find out your budget, apply and compare deals for your business vehicles with Capitalise.
Simply enter the registration of the vehicle, or let us know a make and model to get started.
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TRUSTED BY 100K+ UK BUSINESSES
£1.8bn in funding offers
100+ business lenders
Regulated by the FCA
Rated Excellent on TrustPilot
Why use Capitalise business car finance?
Cash flow
Financing a car or any business vehicle can enable your business to preserve your cash flow for other essential expenses or to invest back into other areas of your business.
Spread costs
Monthly repayments make budgeting more manageable and predictable for your business.
Tax benefits
You may be able to claim tax deductions or capital allowances on the finance payments, potentially reducing your overall tax liability.
Business car finance calculator
To help you estimate the costs involved in financing a car, you can use our business loan calculator. This will take into account factors such as the car’s purchase price, deposit amount, term length, and interest rate to provide an estimate of monthly repayments.
Great company, would recommend 100%. Customer service is lovely.
Brigita
Business owner
I am extremely grateful for the outstanding assistance provided throughout the loan application process. Their expertise made a complex and often daunting process feel manageable and straightforward.
Alex
Business owner
Capitalise were outstanding from start to finish. Finding funding options was made easy and their customer care team is first class.
Geoff
Business owner
Great company, would recommend 100%. Customer service is lovely.
Brigita
Business owner
I am extremely grateful for the outstanding assistance provided throughout the loan application process. Their expertise made a complex and often daunting process feel manageable and straightforward.
Alex
Business owner
Capitalise were outstanding from start to finish. Finding funding options was made easy and their customer care team is first class.
Geoff
Business owner
Great company, would recommend 100%. Customer service is lovely.
Brigita
Business owner
I am extremely grateful for the outstanding assistance provided throughout the loan application process. Their expertise made a complex and often daunting process feel manageable and straightforward.
Alex
Business owner
Capitalise were outstanding from start to finish. Finding funding options was made easy and their customer care team is first class.
Geoff
Business owner
How do I finance a car through my business?
To finance a car through your business, you'll need to do the application in your business' name. The lender or car finance provider will then assess your application based on information such as your and financial history. You'll likely need to provide the following documents:
You may want to work with an expert to help you finance a car through your business. When you search for business car finance with Capitalise, our funding specialists can help guide you through the process.
Typically, you'll have several options when it comes to financing a car through your business
What are the different types of business car finance?
- Learn more about hire purchase
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Hire purchase (HP)
Your business pays an initial deposit followed by monthly instalments over an agreed term. Once all payments are made, your business owns the car outright.
- Learn more about finance leasing
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Finance lease
Your business essentially rents the car for an agreed period. At the end of the lease term, you can either return the car, extend the lease, or purchase the car for a pre-agreed amount.
- Learn more about operating leases
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Operating lease
Similar to a finance lease, an operating lease involves renting the car for a fixed term. However, with an operating lease, you typically have the option to return the car at the end of the lease without any further obligations.
- Learn more about contract hire
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Contract hire
Your business leases the car for a fixed term and mileage, paying a predetermined monthly rental fee. At the end of the contract, the car is returned to the leasing company, eliminating concerns about depreciation and resale value.