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PROPERTY FINANCE - commercial mortgage

Compare commercial mortgage lenders.

Or give us a call today on 020 3696 9700.
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Whether you're looking to expand your business premises, are considering a business property purchase, or simply wish to make a single or multi-unit investment, a commercial property mortgage is a great way to secure the capital needed to realise these ambitions.

It's effectively a loan which is secured against the property being purchased and, with a range of competitive commercial mortgage rates currently available in the UK, more and more businesses are using this option to aid growth.

Capitalise works with specialist commercial property mortgage lenders who can not only provide you with the funds needed to complete your purchase, but have extensive experience successfully lending to businesses just like yours.

Or give us a call today on 0203 696 9700.

What Is A Commercial Mortgage?

Why Use A Commercial Mortgage?

Take advantage of a property purchase opportunity without tying up working capital.

Reduce Your Monthly Bills

For many businesses currently renting their premises, the spiralling costs of property rental is now becoming a key driver behind making a full purchase.

With Capitalise, you can access a range of competitive commercial mortgage rates which can help to drive down the amount your business spends each month on its premises, whilst gradually working towards full ownership.

Raise Capital For Your Business

If you need to inject capital into your business and already own your premises, then you may wish to consider refinancing as a means to release additional cash. This can often work out more cost effective than taking on a new business loan and will save you from having to sell parts of your business to outside investors.

Industry-Specific Lenders

Once you've completed your Capitalise profile, we'll be able to quickly match your business with commercial property mortgage lenders who have a proven track record lending to your sector.

They'll be able to offer insights based on their previous experiences working with companies like yours, helping you to choose an option that best fits your business.

Terms That Suit Your Business

Our lenders understand that the financial and business circumstances surrounding each commercial property purchase is different, which is why our partners tailor their options to fit in with each individual applicant.

With short, mid and long-term lending options available, you'll be able to secure a great deal on your mortgage with affordable repayments structured around your projected cash flow.

Who Is A Commercial Property Mortgage Suitable For?

In today's financial climate, many businesses are finding it harder and harder to secure competitive commercial mortgage rates from high street banks.

Commercial mortgages are available across almost every business sector, however you'll need to have enough funds to put down a deposit and they'll want to see evidence that you can make your monthly repayments on time.

With this in mind, more businesses than ever before are turning to Capitalise in order to find lenders who not only offer the best chance of acceptance, but can provide the necessary LTV ratio that fits in with your deposit.

Or give us a call on 020 3696 9700.

How Does A Commercial Mortgage Work?

Commercial mortgages can be used to both purchase a business property or to raise capital by refinancing a premises that you already own.

They are taken out over a pre-determined number of years with any charges, interest rates and fees transparently outlined upfront so you'll be able to budget effectively.

Most come with a variable interest rate, however fixed interest rates are available from certain specialist providers.

Once your Capitalise profile has been created, you'll be able to apply to multiple lenders simultaneously as well as receiving decision letters online, enabling you to compare fully underwritten options before committing to the one which best suits your business.