Explore more insights

accountants, small businesses

Pre-check funding eligibility for your clients 

Capitalise Mar 23, 2023

We’re always after time-saving ways for our partners to help their clients.
One challenge business owners often face is knowing their eligibility for funding and how much they can afford. This is why we’ve built our new Funding Calculator into our business experience.

With over £1.5bn of approved offers made available to small businesses in the UK, we find small businesses working with their accountant have a much higher likelihood of success.

The calculator has three steps to helping clients better understand their funding journey.


Available only if the “Funding” feature is not disabled on your client’s account

Step 1: Eligibility for funding

Firstly, using their Experian credit profile we can look at the fundamentals of the business to get an idea of their eligibility.

Businesses on a paid plan will get their full credit profile information to get the detail on how banks and lenders see their financial health.

Step 2: An affordable budget to repay

Next, clients are asked to think about how much they can afford to repay each month to arrive at a budget.

For paying customers we’re able to pull their Experian bank and credit facility data to show a monthly net cashflow from their bank accounts.


Then clients can see how much they can borrow across different terms:


Step 3: Finding a lender and applying

Finally, clients can go on to see which lenders are likely to accept their application. This goes through our usual funding journey, with our accounting partners notified of any applications a client starts.

Tip: Accessing this from your adviser account:

For every client who has access to Capitalise you can use the “View client” feature to access any features on their account.

See our latest blog here.

If you're already a partner, login and and check out this new feature. 

If you're not a partner and would like to check this out, sign up to a free account and try with 10 of your clients!


alternative finance
invoice finance
case study
trade finance
contract finance
working capital
startup loans
fashion finance
merchant cash advance
future accountant
product of the month
women in funding
partner of the month
business tips
live session
international women's day
covid19 coronavirus
corporate finance
accounting firm
asset finance
hire purchase
business funding
business credit score
south africa
property finance
commercial mortgage
credit imporvement
spring budget 2023
small business
small businesses
commercial mortgages
trade debtors
truck finance
late payments
lorry finance
building a financial safety net
Follow Us
Sign Up to Receive Updates

Related content

  • Post Wrapper

    business tips, accountants

    When working remotely becomes more than just a dream

    Hear how Ben Nacca achieved the dream

    Adriana Amato
  • Post Wrapper

    news, finance, accountants

    Tier 1 lenders increase their product offering

    So much more than just working capital. 

    Paul Surtees
  • Post Wrapper

    news, accountants, fintech

    Nesta Open Up Challenge Finalist

    Capitalise wins a place on the Open Up Challenge Stage 2 by Nesta's Challenge Prize Centre:

    Paul Surtees
  • Signup to our newsletter

    Have insights about the accounting community sent straight to your inbox. Sign up to our newsletter.