Track your business credit score

Check your business credit score - get started free

Know your business credit score
Understand the factors impacting it
Alerts on risks to your profile
All features from as low as £19/month

Check your credit score

Our instant business credit reports are powered by Experian.

  • Your holistic credit profile, powered by Experian

  • Understand, track and improve your credit score

  • Better fit funding from over 100 lenders

How to check my business credit score?

Checking your credit score is easy with Capitalise for Business. Once you sign up, you can view your full business credit profile powered by Experian data, as well as the factors that are impacting it.

OUR PLANS

Track your business credit score, spot areas to boost it and access more affordable funding

  • Free

    A good place to start understanding your company credit profile.

    FREE

    • View your basic business credit score

  • Startup

    Perfect for all UK companies under 2 years old.

    £19monthly (plus VAT)

    • View your full business credit score

    • See all the factors impacting it

    • Get 3 company credit checks per month

  • Recommended

    PRO

    Ideal for small and medium sized businesses.

    £24monthly (plus VAT)

    • View your full business credit score

    • See all the factors impacting it

    • Get 10 company credit checks per month

  • Enterprise

    Ideal for finance and compliance teams looking for a risk management tool.

    £59monthly (plus VAT)

    • View your full business credit score

    • See all the factors impacting it

    • Get 100 company credit checks per month

No credit card required or annoying sales calls. Free to signup and try.

Why check your business credit score?

Your business credit score is a key indicator of your financial health and reliability. Here's why it's essential to keep tabs on it:

  • Assess your eligibility for a business loan 

  • Understand the amount of trade credit suppliers are likely to extend to your business, for better cash flow

  • Identify and quickly rectify errors or fraudulent activities 

  • Take fast action on legal notices or adverse information and minimise the damage to your credit profile

  • Know how creditworthy and reliable you appear to customers, suppliers and potential partners.

Understand the financial health of your business

There are places you can go for credit score insights. And places to look for funding. There are places where you’ll pay for advice. And places to track how your business is doing.

Or you can do it all for free, in one place, with Capitalise for Business.

Check out what features your business can use with Pro

See features

Get ahead by tracking your business credit score

  • Negotiate better terms with suppliers

  • Win more contracts with bigger clients

  • Access affordable funding with ease

  • Get ahead of risks and opportunities

How capitalise for business works

  • 1

    View your Experian-powered business credit score

    • Get full access to information banks and lenders will look at about your business, including your commercial Delphi score and the risk bracket your business is seen as.

    • Understand how likely your business is to get approved for funding.

  • 2

    See your business credit risk factors

    • Understand everything that’s affecting your business credit score - positive and negative.

    • Spot areas that need attention, and areas looking good, to learn how to improve your score.

    • Get alerted as to changes to your credit score, including when a negative event has been registered.

  • 3

    Review your public records

    • View a summary of information about your business as registered on Companies House. Including, your company’s registered address, list of business directors, accounts and filing history.

    • See if there are any legal notices like CCJs registered. You normally have 30 days to resolve these before they cause significant damage to your credit profile, so you’ll need to act as soon as possible.

  • 4

    View payment performance data

    • Get insight into how your business performs when making payments to suppliers.

  • 5

    See your cash and capital position

    • See how you manage cash in the business and how it impacts your business credit score with all your business bank accounts and borrowing data, in one place.

  • 6

    Check a company’s credit score

    • Company credit check up to 100 customers or suppliers.

    • Spot risks early and find out if you’re likely to get paid on time.

    • Improve your credit control by knowing which companies to chase and when.

  • 7

    Access a pool of 100+ UK business lenders

    • Find funding that’s a better fit from the most suitable lenders.

    • Apply to four lenders with one simple form and track all your applications.

GET YOUR FREE ACCOUNT

Sign up to see your business credit score

Sign up with your company to get instant insights.
UK Limited Companies only. No credit card required.

How much does it cost to check my credit score?

You can check your business credit score from as little as £19/month. 
See our plans and compare features to choose which is right for your business.

Find funding for your business

Checking your business credit score should be the first step when you’re thinking about applying for a business loan. It will help you to understand if you will meet a lender’s criteria and whether you can access affordable interest rates. Once you’ve checked your business credit score, use your Capitalise for Business account to see how much you could be eligible to borrow. We’ll match your business’ information and needs with up to 4 lenders most likely to approve you for a loan. And when you’re ready, you can apply to multiple lenders in just one simple application.

Whether you’re looking for working capital, a loan to expand your operations, or you want to smooth your cash flow with a line of credit, there’s a range of products that could help fuel your business ambitions. 

Looking for a business loan with bad credit?

Explore your options and match with the right funding

Bad credit loans

See what else you can do with capitalise for business

Check out these other features

  • Boost your credit score

    Get your business credit score professionally reviewed by Experian and see if you can boost it.

    Review credit score
  • Credit Check Your Customers

    Reduce risk to your business by running company credit checks on customers, suppliers and competitors

    Credit check your customers
  • FIND AFFORDABLE BUSINESS FINANCE

    Get matched with the right lenders for your business with a single search.

    Find funding

Frequently asked questions