Business loansAuthor
Nick Richardson
As Head of Funding at Capitalise, Nick uses industry expertise to help support our partners and their clients with access to funding.
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At Capitalise, Nick’s mission goes beyond securing funding, it’s about empowering businesses with clarity, confidence, and a tailored financial strategy. With years of hands-on experience in the funding space, he excels at building strong client relationships and translating complex financial solutions into actionable insights.
Nick's articles follow our editorial policy, with every piece independently checked for accuracy before publication.
Professional experience
Business loans
NewsFirst year allowance rises to 50% in the 2026 Budget: what it means for business investment
NNick Richardson30 Oct 2026
NewsBank surcharge rise in the 2026 Budget: will it affect small business borrowing?
NNick Richardson30 Oct 2026
NewsGrowth Guarantee Scheme 2026: the £6.5bn lending many small businesses don’t know about
NNick Richardson30 Oct 2026
NewsWhat does the Autumn Budget 2026 mean for your business?
NNick Richardson28 Oct 2026
Business loansRevolving credit facility vs business line of credit: what is the difference?
NNick Richardson21 Oct 2026
Inside CapitaliseCapitalise vs iwoca, Funding Circle and Swoop
NNick Richardson21 Oct 2026
Cash flowYour complete guide to business cash flow
NNick Richardson21 Oct 2026
Cash flowWhat is working capital? A guide for UK businesses in 2026
NNick Richardson15 Oct 2026
Business loansHow to get a business loan in 2026
NNick Richardson14 Oct 2026
Business loansUnsecured business loans vs. secured business loans: choosing the right option for your business
NNick Richardson14 Oct 2026
Business loansAcquisition finance for small businesses: how to fund a business purchase in the UK
NNick Richardson14 Oct 2026