Business loansAuthor
Nick Richardson
As Head of Funding at Capitalise, Nick uses industry expertise to help support our partners and their clients with access to funding.
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At Capitalise, Nick’s mission goes beyond securing funding, it’s about empowering businesses with clarity, confidence, and a tailored financial strategy. With years of hands-on experience in the funding space, he excels at building strong client relationships and translating complex financial solutions into actionable insights.
Professional experience
Business loans
Vehicle financeHow does business van finance work?
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Business credit cardsThe best business credit cards for sole traders in 2026
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Business loansAPR vs interest rate: how to read your business loan calculator results
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Business loansBusiness loan terms compared by provider and product
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Business loansRevolving credit facility vs business overdraft: which suits your cash flow?
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Cash flowWhat is working capital? A guide for UK businesses in 2026
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Business loansDo I need a personal guarantee for a bad credit business loan?
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Business credit cardsRevolving credit facility vs business credit card: which one actually fits how you spend?
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