BUSINESS CREDIT SCORE | FSB & CAPITALISE

Check your business credit score and find funding for your business

At Capitalise, we’ve partnered with the Federation of Small Businesses to help make business finance clearer. You'll be able to understand, track and improve your business credit score. As well as access to a panel of 130+ lenders to help you find funding that best fits your business.

All at a discount for FSB members. Use the code ‘FSBCAP10’ for 10% off for the lifetime of your subscription or ‘FSBCAP75’ for 75% off your first billed month.

Claim your discount

Our instant business credit reports are powered by Experian.

  • Your holistic credit profile, powered by Experian

  • Understand, track and improve your credit score

  • Better fit funding from over 130 lenders

Understand the financial health of your business

There are places you can go for credit score insights. And places to look for funding. There are places where you’ll pay for advice. And places to track how your business is doing. Or you can do it all in one place, with Capitalise for Business.

Exclusive for FSB members, use the code ‘FSBCAP10’ for 10% off for the lifetime of your, subscription or ‘FSBCAP75’ for 75% off your first billed month.

Claim your discount

How capitalise for business works

  • 1

    View your Experian-powered business credit score

    • Get full access to information banks and lenders will look at about your business, including your commercial Delphi score and the risk bracket your business is seen as.

    • Understand how likely your business is to get approved for funding.

  • 2

    See your business credit risk factors

    • Understand everything that’s affecting your business credit score - positive and negative.

    • Spot areas that need attention, and areas looking good, to learn how to improve your score.

    • Get alerted as to changes to your credit score, including when a negative event has been registered.

  • 3

    Review your public records

    • View a summary of information about your business as registered on Companies House. Including, your company’s registered address, list of business directors, accounts and filing history.

    • See if there are any legal notices like CCJs registered. You normally have 30 days to resolve these before they cause significant damage to your credit profile, so you’ll need to act as soon as possible.

  • 4

    View payment performance data

    • View how your business pays suppliers, whether payments are made on time, late, or very late.

    • Understand how these payment habits affect your credit score and how others view your reliability.

  • 5

    See your cash and capital position

    • Get a clear picture of how you manage your cash flow and borrowing.

    • View all your business bank accounts and credit data in one place.

    • Understand how your financial management impacts your credit rating.

  • 6

    Check a company’s credit score

    • Credit check up to 100 customers or suppliers.

    • Spot risks early and find out if you’re likely to get paid on time.

    • Improve your credit control by knowing which companies to chase and when.

  • 7

    Access a pool of 130+ UK business lenders

    • Explore a marketplace of trusted UK lenders to find the best funding options for your business.

    • Apply to multiple lenders and track all your applications in one place.

    • Receive support from our dedicated funding specialists every step of the way.

Get your Account

Sign up to see your business credit score

Exclusive for FSB members, use the code ‘FSBCAP10’ for 10% off for the lifetime of your, subscription or ‘FSBCAP75’ for 75% off your first billed month.

Claim your discount

See what else you can do with capitalise for business

Check out these other features

  • Boost your credit score

    Get your business credit score professionally reviewed by Experian and see if you can boost it.

    Review credit score

  • Credit Check Your Customers

    Reduce risk to your business by running company credit checks on customers, suppliers and competitors

    Credit check your customers

  • FIND AFFORDABLE BUSINESS FINANCE

    Get matched with the right lenders for your business with a single search.

    Find funding

Frequently asked questions