Improving flexibility for company credit checks: top-up bundles now available

For small business owners and finance teams in the UK, company credit checks are essential. They allow you to assess the financial health of the companies you work with. Whether you are onboarding a new supplier or vetting a high-value client, immediate access to these insights is vital. It helps you make informed and safe decisions for your business.

We have listened to our users and are providing more flexibility for credit checks. Every business operates differently. Some only need a few checks each month. Others might suddenly need to screen dozens of new partners during a period of rapid expansion. Current subscription plans include a set number of credit checks. However, a fixed limit does not always reflect real-world activity. A busy period can leave a finance team blocked. That's why I am pleased to announce the launch of our new credit check add-on bundles. This update gives our customers the flexibility to top up their checks immediately. You can choose from 10 top-ups to 1,000 for tailored solutions. You no longer have to wait for your next billing cycle to increase your capacity. This nsures you can run the checks you need at the exact moment you need them.

The importance of flexible company credit checks in 2026

Business in the UK moves faster than ever. A rigid approach to risk management cannot serve the needs of a growing limited company. Our new add-on options are flexible and immediate. This allows your team to move fast without administrative delays. Pricing works like a data pack for a mobile phone. The more you buy, the cheaper each additional company credit check becomes.

We designed these bundles so that the unit price drops as the volume increases. You can protect your supply chain and prepare for growth without being hindered by limits. For businesses on our Pro Plan, you currently receive 10 checks per month. You can now add bundles of 10, 25, 50, or 100 additional companies. if you regularly need more than 60 checks a month, the Enterprise plan remains the most cost-effective move. It offers 100 checks as standard with the option to top up further if necessary.

Redefining value in the UK business credit market

When we look at the wider market, we saw that traditional providers often rely on restrictive annual contracts or one-off ad-hoc reports. We believe that regular company credit checks should be an integrated part of your monthly workflow, not an expensive one-off spend. That's why we are committed to offer a more accessible and integrated model where credit checks and ongoing monitoring is built into your subscription. Our baseline price on the Pro Plan works out to just 50p per check. Every add-on we have launched is priced lower than this reference point, which is the core of our value proposition.

With our new bundles, a Pro member adding a bundle of 10 checks will pay 35p per additional credit check, representing a 30% saving against the baseline. At the highest volumes on the Enterprise plan, adding a bundle of 100 checks brings the cost down to 25p per check. This ensures that UK small businesses can perform necessary due diligence on every partner they work with, rather than only checking the largest contracts due to cost concerns. Most importantly, unlike many traditional market offerings, Capitalise subscriptions and add-ons are cancelable at any time, giving you total control over your overheads.

Protecting your supply chain through proactive monitoring

Understanding the creditworthiness of others is vital for your own safety. Every time you perform company credit checks, you protect your own business credit score. By avoiding bad debt, you maintain the steady cash flow needed to meet your own obligations. Lenders in the UK look for this level of financial discipline. It shows that you manage risk effectively.

Those managing a complex supply chain can now monitor more businesses. You will receive alerts when a partner's risk profile changes. This allows you to react before a potential default impacts your operations. Our Enterprise plan is built for high volume. It includes 100 checks as standard to help protect your entire ecosystem. Credit Bundles now help you check as many businesses as possible with solutions up to 1,000 checks.

By offering these flexible top-up options, we ensure you can scale your due diligence. If you are ready to take control of your financial health, you can sign up for a free account today. Our free account gives you access to your basic score. You can also explore our paid plans for full access to your Experian business credit score and flexible credit checking.

See our plans.