Hampshire Trust Bank (HBT)

Who is Hampshire Trust Bank and what do they do?

Founded in 1977, Hampshire Trust Bank (HTB) is a specialist bank, staffed by experts focused on helping UK businesses realise their ambitions.

They provide asset finance, development finance, specialist mortgages and savings accounts for UK businesses.

Hampshire Trust Bank has established itself as a trusted provider of specialist finance solutions in the UK, rated 4.5 stars out of 5 on TrustPilot as of March 2024. With a deep understanding of the challenges faced by small businesses, Hampshire Trust Bank has developed a suite of flexible financial products to address their diverse needs. 

What financial products do Hampshire Trust Bank offer?

Hampshire Trust Bank’s business finance division provides flexible and tailored financing for wholesale lending, traditional asset finance and niche asset classes including specialist car finance and structured asset finance. Here’s an overview of the finance products they offer:  

Structured asset finance

Within the business finance team, the structured asset finance specialists support businesses in acquisition, refinancing, cash-out and turnaround scenarios. They look to structure a deal that best utilises the business’ assets and maximises financial performance. They offer sale and hire purchase up to £5 million and accept property as additional security.

Development finance

From creative and customised financing solutions, to experienced property professionals across the UK, the development finance division centres on a traditional relationship-based approach to banking. Typical finance facilities range between £1 million and £15 million. 

Commercial mortgages

For small businesses looking to acquire or refinance property, Hampshire Trust Bank offers commercial mortgages tailored to their unique circumstances. The mortgages division provides a range of specialist solutions, including buy-to-let mortgages and semi-commercial mortgages with loan amounts of up to £15 million.

Business savings

Hampshire Trust Bank offers business savings accounts, designed to be straightforward and consistently competitive. This gives you the reassurance that you don’t have to keep moving funds around to get great value from your savings.

Key benefits of borrowing with Hampshire Trust Bank

Whether you’re looking to expand, diversify or free up cash, Hampshire Trust Bank’s specialist business finance solutions can help keep your business moving forward.

They deliver creative deal structures to tight time frames and support businesses in acquisition, refinancing, cash-out and turnaround scenarios.

Compare Hampshire Trust Bank and other business lenders instantly

At Capitalise, we work with 100+ UK lenders, which means you can easily compare Hampshire Trust Bank to many other options available in the market. When you search for funding with Capitalise, we’ll match your business with the lenders most suited to your needs and you’ll be able to apply to up to four lenders in just one application for ease. With support from a dedicated funding specialist, you can compare all of your options to find the right solution for your business.