Track your business credit score

Check your business credit score - get started free

✅ Know your business credit score
✅ Understand the factors impacting it
✅ Alerts on risks to your profile
✅ All features from as low as £19.95/month

Check your credit score

Our instant business credit reports are powered by Experian.

  • View your full Experian business credit profile

  • See and understand the factors impacting your score

  • Get insights on how to improve your credit score

  • Access affordable finance to grow your business

How to check my business credit score?

Checking your business credit score is easy with Capitalise. Just sign up for free and you’ll see your basic credit profile, powered by Experian. For a full detailed view of your credit score and the factors impacting it, you can upgrade to one of our paid plans.

Check your credit score

OUR PLANS

Track your business credit score, spot areas to boost it and access more affordable funding

  • Free

    A good place to start understanding your company credit profile.

    FREE

    • View your basic business credit score

    Sign up free

  • Startup

    Great for new businesses looking to understand and build their Experian company credit profile.

    £19.95monthly (plus VAT)

    • View your full business credit score

    • See all the factors impacting it

    • Get 3 company credit checks per month

    Select Startup
  • Recommended

    PRO

    A must have for all UK companies. See your full Experian credit profile and credit check key partners.

    £24.95monthly (plus VAT)

    • View your full business credit score

    • See all the factors impacting it

    • Get 10 company credit checks per month

    Select Pro

  • Enterprise

    Ideal for finance and compliance teams looking for a risk management tool.

    £59.95monthly (plus VAT)

    • View your full business credit score

    • See all the factors impacting it

    • Get 100 company credit checks per month

    Select Enterprise

No credit card required or annoying sales calls. Free to signup and try.

Why check your business credit score?

Your business credit score is a key measure of your company’s financial health and reliability. Keeping an eye on it can help you:

  • See if you’re eligible for a business loan

  • Understand how much trade credit suppliers may offer

  • Spot and fix any errors or signs of fraudulent activities

  • Respond quickly to legal notices or negative information

  • Know how reliable you appear to customers, suppliers and partners.

Check your credit score

Sign up to check your business credit score

Sign up for free

Do more with an improved credit score

  • Negotiate better terms with suppliers

  • Win more contracts with bigger clients

  • Access affordable funding with ease

  • Get ahead of risks and opportunities

What can you do with your Capitalise profile?

  • 1
    An illustration of a business credit profile.

    Check your full business credit score and credit limit

    • View the same information that banks and lenders see about your business. This includes your credit score (0–100), a credit rating (A–G), and your risk level.

    • Understand how likely your business is to be approved for funding.

    • See how reliable your business looks to customers and suppliers.

  • 2
    A phone screen showing the factors impacting a business credit profile.

    Understand what affects your credit score

    • See all the factors that impact your score, both good and bad.

    • Identify areas to improve and see what’s working well.

    • Get alerts whenever your credit score changes or an event is registered.

  • 3
    A phone screen showing legal notices registered on a business' credit profile.

    Review your public business records

    • See a summary of information about your business as registered on Companies House. This includes your company’s registered address, a list of business directors and filing history.

    • Check for any legal notices such as County Court Judgments that may harm your credit profile.

  • 4
    A phone screens showing a business' payment performance on their business credit profile.

    Track your historical payment performance

    • View how your business pays suppliers, whether payments are made on time, late, or very late.

    • Understand how these payment habits affect your credit score and how others view your reliability.

  • 5
    An illustration showing the cash and capital position in a business' credit profile.

    See your cash and capital position

    • Get a clear picture of how you manage your cash flow and borrowing.

    • View all your business bank accounts and credit data in one place.

    • Understand how your financial management impacts your credit rating.

  • 6
    An illustration of 3 different company credit profiles

    Check another company’s credit score

    • Credit check up to 100 companies, such as your customers, partners, suppliers and competitors

    • Identify who might be a payment risk or who’s safe to trade with, so you can get paid on time.

    • Improve your credit control by knowing who to chase and when.

  • 7
    A picture of a woman smiling, surrounded by illustrations of different business lender logos.

    Access a marketplace of 130+ UK business lenders

    • Explore a marketplace of trusted UK lenders to find the best funding options for your business.

    • Apply to multiple lenders and track all your applications in one place.

    • Receive support from our dedicated funding specialists every step of the way.

Sign up to see your business credit score
UK Limited Companies only. No credit card required.

Sign up for free

How much does it cost to check my credit score?

You can check your business credit score for free with a Capitalise account. With a free account you’ll be able to see your basic Experian credit information.

Our paid plans start from as little as £19.95/month and allow you to see more credit information and check the credit scores of other companies. You can see our plans and compare our features to choose which is right for your business.

Check your credit score

What can I see in my business credit report?

Our business credit reports will show a range of information, including:

  • Your full business credit score and rating

  • Suggested credit limit

  • The factors impacting your credit score

  • Payment history

  • Any legal notices

With Capitalise, you’ll also have the option to connect your cloud accounting, this means your credit report can provide even more information and insights, such as your cash and capital position.

Check your credit score, then apply for affordable finance

Checking your business credit score should be the first step when you’re thinking about applying for a business loan. It will help you to understand if you will meet a lender’s criteria and whether you can access affordable interest rates. Once you’ve checked your business credit score, you can use the Capitalise platform to apply and compare offers from 130+ lenders.

See what else you can do with capitalise for business

Check out these other features

  • Boost your credit score

    Get your business credit score professionally reviewed by Experian and see if you can boost it.

    Review credit score

  • Credit Check Your Customers

    Reduce risk to your business by running company credit checks on customers, suppliers and competitors

    Credit check your customers

  • FIND AFFORDABLE BUSINESS FINANCE

    Get matched with the right lenders for your business with a single search.

    Find funding

Frequently asked questions