Who is Credit4?
Credit4 offer flexible business funding with their dedicated team helping businesses access the funding they require.
Unlike other lenders Credit4's decisions are made by humans not machines. Lending decisions are made by listening to you and fully understanding your business needs.
Products & Sectors
OakNorth’s loans are developed with entrepreneurial business owners in mind - no off-the-shelf solutions, no specific products, no computer-says-no decisions. They have lent to a variety of different businesses across the UK from multiple sectors, funding everything from expansion, acquisitions - including management buy-outs and buy-ins - to financing mergers and growth capital. For property investment loans, they can provide up to 75% of the value, depending on underlying cash flow and for property development they can provide up to 75% loan-to-cost and 65% loan-to-gross development value. Their structured debt finance solutions are tailored to your needs and can offer business loans between £500,000 - £45 million.
Key benefits?
At OakNorth they focus on properly underwriting the business, with their lending directors taking the time to understand the individual needs of the borrower, as opposed to fixating on collateral. The decisions are fast and they ensure that borrowers are kept up to date through the credit process by inviting them to credit committees to discuss their property development and investment plans directly with the decision makers. Once a loan has been approved, they can offer flexible repayment terms based on their build programme.
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Compare OakNorth with our specially selected panel of lenders today by completing your Capitalise business profile in just 3 minutes. We'll match your business with lenders who not only specialise in bridging loans, but have extensive experience working alongside businesses just like yours.
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