Hydr

Hydr: Reinventing Invoice Finance

Hydr is a bold new entrant to the invoice finance market with a clear mission: to reshape how businesses unlock cash tied up in unpaid invoices. Their proposition goes beyond traditional models, aiming to make invoice finance more accessible, transparent, and flexible for SMEs across England and Wales.

Who Hydr Supports

Hydr provides invoice finance solutions specifically for SMEs that are:

• Registered in England and Wales

• Selling goods or services to other UK-registered companies

• Using Xero as their cloud accounting software

• Established for at least one year

Importantly, Hydr is sector-agnostic, making their offering suitable for a wide variety of industries.

A Flexible, Xero-Integrated Solution

Ease of use and flexibility are central to Hydr’s approach. Their platform integrates directly with Xero, enabling a seamless experience without the need for fixed-term contracts. Businesses can use Hydr as and when they need it—with no ongoing obligations beyond the invoices funded.

Key Features & Benefits

• 100% invoice funding: Hydr funds the full value of verified invoices, with payment made in a lump sum within 24 hours.

• Fair, fixed fees: Their pricing is transparent—fees are quoted upfront and never change, even if a customer pays late.

• Flexible terms: Invoices with payment terms up to 90 days can be funded.

• Real-time visibility: The Xero integration ensures clear insight into what’s funded and the associated cost.

• No personal guarantees: Hydr does not require personal guarantees or debentures.

• Scalable support: There’s no limit to the number of invoices funded per month—support grows in line with the business.