Who are 365 business finance?

365 Business Finance are an award-winning merchant cash advance provider.  
They have provided fast, flexible funding for thousands of UK SMEs, offering loans from £10,000 up to £400,000.

They are members of the FSB, the British MCA Association and the NACFB and are well trusted by their customers, with a trust pilot rating of 4.9 stars (February 2024). 

Products 365 business finance offers

The team at 365 Business Finance work directly with UK small businesses to provide them with flexible, affordable merchant cash advances. Every client has a dedicated relationship manager, who will be on hand to assist with any queries. Funding can be provided in as little as 48 hours and can be used for any purpose. 



Rev&U is 365 Business Finance’s lending product offering between £10,000 and £400,000 for small businesses. Rev&U is a merchant cash advance, which is a flexible option with repayments made as a percentage of the business’ revenue through their card terminal. This means that repayments have a reduced impact on cash flow, as they’re made in proportion to sales. 

Key details: 

  • Facilities range from £10,000 up to £400,000
  • Repayments are proportional to your merchant terminal sales
  • Fast and easy application process

Who is eligible for a loan with 365 business finance? 

The company’s largest client sectors are retail, hospitality, fashion and leisure, however UK businesses taking card sales in any sector may qualify. 

To be eligible for funding with 365 Business Finance, you will need to meet at least the following requirements: 

  • Have been trading for at least 6 months  
  • Average credit and/or debit card sales must be at least £10,000 per month.

Benefits of merchant cash advance with 365 Business Finance

Getting a merchant cash advance with 365 Business Finance is a simple, streamlined process that takes the headache out of arranging finance.  Here are some of their key benefits:

  • Short repayment terms 
  • Automatic repayments via your card transactions 
  • No hidden fees
  • No collateral or security required
  • Quick application

Compare 365 Business Finance and other lenders instantly

At Capitalise, we work with 100+ UK lenders, meaning you can easily compare 365 Business Finance to many other options available in the market. When you search for funding with Capitalise, we’ll match your business with the lenders most suited to your needs and you’ll be able to apply to up to 4 lenders in just one application for ease. With support from a dedicated funding specialist, you can compare all of your options to find the right solution for your business. 

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