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property finance - bridging loans

Get bridging finance for a property purchase.

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Commercial bridging loans are an invaluable tool for businesses, property developers and investors looking to quickly secure funding for a property or premises purchase.

Whether you're buying at auction and need a stop gap loan until a traditional mortgage can be secured, or simply need additional time to refurbish the property before selling it on, commercial bridging finance can help.

At Capitalise, we work with specialist lenders who can not only provide you with the finance you need quickly, but bring years of experience working with buyers of all commercial property types.

Or give us a call today on 0203 696 9700.

What Is Bridging Finance?

WHY USE BRIDGING FINANCE?

Quick, Accessible Funding

Commercial bridging finance specialists understand that a quick turnaround is essential for applicants. Time is of the essence when it comes to funding a purchase, particularly for those buying at auction and they aim to make funds available within just a few days where possible.

The loan is usually secured against the property being purchased, however other property assets can be used as security where unencumbered.

Pre-Approved Decisions

Commercial bridging loans can typically be pre-approved by lenders within 24-48 hours, giving you the freedom to bid on a property without fear of losing your deposit or tarnishing your reputation as a buyer.

Transparent Pricing

We work with reputable lending partners who will be able to explain all of the costs and fees to you upfront so you'll know exactly what you'll need to repay each month. Interest can either be included in your monthly repayments or rolled up into the loan amount, giving you greater flexibility when it comes to settling your balance.

Who Is Bridging Finance For?

Bridging finance can be used by almost any developer or business in need of quick funds to invest in the purchase of a commercial premises.

Sourcing traditional short term loans for use within the property market can prove difficult to get, which is why specialist bridging loans have become so widely used in this sector.

Unlike development loans, bridging loans can be taken from anywhere between £25,000 - £40m, helping both first time developers and experienced property owners to take advantage of new opportunities.

Or give us a call on 020 3696 9700.

How Does Bridging Finance Work?

From warehouses and factories to office and conversions, commercial bridging finance can be used to facilitate the purchase of most business property types as long as there is an adequate exit strategy in place.

Loans are issued for between 1 and 24 months, however they are typically taken for 12 months with the view to either selling the purchased property at a later date or converting the loan into a more traditional commercial mortgage option.

If you already own a commercial property then bridging loans can also be used to secure additional funding for your business, effectively placing a short term mortgage on your existing assets to release capital.