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Buy to let mortgage
Whether you’re an experienced landlord looking to expand your portfolio of properties, or you’re just starting out, a buy to let mortgage could provide you with the funds you need.
Find out what a buy to let mortgage is, how they work and how you can apply.
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What is a buy to let mortgage?
A buy to let mortgage is a type of property finance designed for either businesses or individuals who want to purchase residential property for the purpose of renting it out to tenants. Buy to let mortgages will have different terms and interest rates compared to residential mortgages. It’s important to remember that you won’t be able to get a buy to let mortgage if you plan to live in the property yourself as your main residence.
How does a buy to let mortgage work?
The process of getting a buy to let mortgage works in a similar way to a residential mortgage, however there are a couple of key differences, such as the deposit and documents required.
Here’s an outline of a buy to let mortgage works:
The rental income generated from tenants is used to cover the mortgage repayments and any expenses associated with the property. Any additional income will be profit for the landlord.
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