Question 1

Who is Capitalise and how can you help me secure funding?

Accepted Answer

Capitalise is an FCA-regulated platform built to support UK businesses in taking control of their financial health. We make it easy for business owners to access funding by connecting them with over 100 trusted UK lenders.Our intelligent platform matches you with lenders based on your business needs and ranks options based on past success rates - helping you make confident, informed decisions.When you apply through Capitalise, you're not alone. Every application is supported by a dedicated funding specialist who will:[object Object],[object Object],[object Object]With Capitalise, you can compare offers side by side and secure the best funding solution for your business with expert support at every step.

Question 2

Can I get a business loan if my business is new?

Accepted Answer

Yes, even if your business is a UK start-up you can still qualify for a business loan. However, you may be subject to higher interest rates and more expensive terms as your business credit profile will be less established and show less evidence of your business affordability.

Question 3

What is a business loan calculator?

Accepted Answer

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Question 4

Is a business loan calculator accurate?

Accepted Answer

Our Business Loan Calculator shows the cost and repayments for three different types of business loan. The amounts that you will see quoted on the calculator will be estimated ranges. To get an estimate of how much you could be eligible to borrow, you can ,[object Object], with Capitalise. We’ll use your business credit score, data available on Companies House and your business requirements to let you know how much you can borrow.

Question 5

How is the business loan calculator different for each type of business loan?

Accepted Answer

[object Object]A term loan helps you cover costs in your business by accessing a loan payment and repaying it month by month until it's fully repaid. This is similar to a personal loan in how it's calculated.[object Object],[object Object],[object Object][object Object]For a ,[object Object], or ,[object Object], the term is usually longer than 10 years and the calculation depends on the income expected from your tenants.[object Object],[object Object],[object Object][object Object][object Object], can be used to purchase an asset such as a car, technology or equipment. It can be an easier way to get finance since lenders will look at the quality of the asset being purchased.[object Object],[object Object],[object Object]

Question 6

Which lenders should I apply to for a business loan?

Accepted Answer

Each lender will specialise in different products and sometimes specific business sectors, so which lenders you should apply to will depend on what you need to use the loan for and whether you meet their individual criteria. When you check your eligibility with Capitalise, we'll consider the information provided such as: [object Object],[object Object],[object Object],[object Object]We'll then match you with 4 lenders most likely to approve you for a loan out of our panel of 100+ UK lenders. With this information, you'll know which lenders to apply to, which funding products are best suited and how much you could borrow. You'll also be able to speak with our funding specialists to help put your application together and apply for funding.

Business Loan Calculator

capitalise is TRUSTED BY 100K+ UK BUSINESSES

£1.8bn in funding approved

Regulated by the FCA since 2015

100+ UK business lenders