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What Is Peer to Peer Business Lending?
Peer to peer lending has become a vital resource for UK startups and SMEs, matching businesses in need of capital with approved investors looking to lend.
The benefits are clear with borrowers and lenders both getting better rates than they would do through alternative lenders and a faster setup than traditional bank loans.
P2P business loans can be used to support almost any business purpose by injecting a lump sum of working capital into your operation. This is repaid over a term which makes monthly repayments affordable without detrimentally affecting your available cash flow.
Capitalise brings together a comprehensive range of peer to peer lenders with specialist experience lending across a wide variety of industries, helping you to quickly source the funds needed to drive your business forward.
At Capitalise, we work with specialist lenders who can not only provide you with the funds your business needs, but have a proven track record supporting similar businesses within your sector.
Or give us a call today on 0203 696 9700.
p2p business loans
Why Use Peer to Peer Business Lending?
More and more businesses are turning to P2P business loans when it comes to securing additional working capital.
Highly Competitive Interest Rates
Pay back less each month than with traditional, direct lenders by using peer to peer business lending to access some of the most competitive rates to be found anywhere online.
By cutting out the middle man and instead borrowing from willing, experienced investors, you'll be able to secure a more favourable interest rate on your repayments, lowering the overall cost of the loan.
Engaging with a P2P business loans service is often far quicker and easier than when applying to traditional banks and high street lenders. With the vast majority of services offering online acceptance within a matter of days, you'll be able to focus on growing your business rather than chasing up multiple applications.
Flexible Borrowing Terms
Whether you need a loan to tide you over the next few months or an affordable repayment plan spread over a number of years, peer to peer business lending offers a myriad of flexible terms to suit budgets of all shapes and sizes.
Who Is Peer to Peer Lending For?
Peer to peer lending has become one of the fastest growing sub-sectors of the business loans industry with billions of pounds let out to tens of thousands of businesses over the past decade.
They're a great option for startup businesses and SMEs looking to grow, and so whether you're aiming to buy a new premises, expand your workforce or simply need to purchase additional tools and machinery, these multi-purpose loans can be used for almost any business purpose.
At Capitalise, we'll match your business with P2P lenders who can not only provide your business with the funds needed to grow, but have a proven track record of successfully financing similar companies within your sector.
Or give us a call on 020 3696 9700.
How Does Peer to Peer Lending Work?
P2P business loans can be used to finance almost any part of your business with most providers typically following this roadmap:
Complete an online application with Capitalise.com and we'll match your requirements with suitable peer to peer business lending partners. You'll be able to make multiple applications to different lenders through your Capitalise profile.
Your initial applications will be underwritten by your chosen P2P lenders and you'll be informed of their decision within a few working days. They'll assess your creditworthiness and business type before the investment is offered to their community of individual lenders.
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