For small and medium sized businesses alike, securing lending over the short term can put pressure on your early cash flow as well as limiting the amount you can affordably borrow.
Long term business loans are tailored to provide your business with the capital needed to grow as part of a long term borrowing strategy.
Whether you're looking to grow your workforce, upgrade essential equipment or simply need a helping hand with the day to day running costs of your business, a long term business finance agreement can help you to realise your ambitions.
We'll match your organisation with finance partners who have extensive experience lending to businesses within your sector, ensuring that you'll always have access to professionals that can help your business to grow.
At Capitalise, we work with specialist lenders who can not only provide you with the funds your business needs, but have a proven track record supporting similar businesses within your sector.
Find affordable, tailored long term business finance solutions for your business.
Protect Your Cash Flow
Avoid putting pressure on your short term cash flow by taking out a long term business loan that keeps your monthly repayments affordable.
We've invested heavily in sourcing lenders who specialise in most industries across South Africa. In as little as 3 minutes, we'll be able to match your business with finance partners who can not only provide your business with much needed capital, but also understand the unique financial demands of your sector.
Flexible, Multi-Use Loans
Our range of long term business loans can help to facilitate everything from the growth of your workforce and premises expansion to utility bills and equipment upgrades.
Diverse Range Of Borrowing Options
From secured and unsecured borrowing to variable and fixed rates of interest, long term business loans can be structured to meet the financial needs of your business
Who Is Long Term Business Finance For?
Long term business finance is an affordable, long term borrowing solution which can help to reduce your monthly repayments by spreading them out over a convenient term. You'll often find that interest rates are more competitive than with shorter term solutions as well as offering greater flexibility should your revenue patterns change.
They're great for growing businesses who wish to avoid the cash flow pressures of short term repayments as well as for larger loan types such as commercial property loans which are seen as longer term investments.